Health Insurance

Health Insurance is a very hot topic these days and  we all have an opinion as to which way is the best, however, in the mean time medical costs continue to rise and so does Health Insurance premiums. So, I am here to help you decide what is best for you today. I sell two types of Health Insurance: 1.) what I call standard PPO or Preferred Provider Organization, the type we are all used to dealing with and no option to set aside money and tax deduct costs, 2.) then HSA Health Savings Accounts which gives you the ability to save money when you are not sick to be there later if you need it. Any money you put into an HSA is tax deductible the year you deposit it. To be an HSA it must be a high deductible policy which means in 2010 a single person must have a minimum deductible of  $1,200 and a family $2,400. The Maximum contribution for 2010 is $3,050 for singles and $6,150 and additional $1,000 can be added per person over 55 years of age. The idea of an HSA is to have savings greater then the deductible then that money will continue to grow because once you reach your deductible the Insurance company starts paying.

I am an independent, so there are several top companies that I use which will give you a great price. If you have any questions contact me. 1-920-680-5898 or 1-866-450-2369.