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Health Insurance
Health Insurance is a very hot topic these days and we all have an
opinion as to which way is the best, however, in the mean time medical
costs continue to rise and so does Health Insurance premiums. So, I am
here to help you decide what is best for you today. I sell two types of
Health Insurance: 1.) what I call standard PPO or Preferred Provider
Organization, the type we are all used to dealing with and no option to
set aside money and tax deduct costs, 2.) then HSA Health Savings
Accounts which gives you the ability to save money when you are not
sick to be there later if you need it. Any money you put into an HSA is
tax deductible the year you deposit it. To be an HSA it must be a high
deductible policy which means in 2010 a single person must have a
minimum deductible of $1,200 and a family $2,400. The Maximum
contribution for 2010 is $3,050 for singles and $6,150 and additional
$1,000 can be added per person over 55 years of age. The idea of an HSA
is to have savings greater then the deductible then that money will
continue to grow because once you reach your deductible the Insurance
company starts paying.
I am an independent, so there are several top companies that I use which will give you a great price. If you have any questions contact me. 1-920-680-5898 or 1-866-450-2369.
I am an independent, so there are several top companies that I use which will give you a great price. If you have any questions contact me. 1-920-680-5898 or 1-866-450-2369.
