What is disability insurance? Disability insurance is for the protection of your income (lifestyle) if you are unable to work due to injury or sickness, it can also protect your business expenses, if you elect the coverage. Disability insurance can be short term or long term and the amount you receive is based on your income or your businesses income, if you elect the coverage. Generally, speaking the amount you receive will be approximately 66% of your income and will not be taxed if you purchase the insurance with your own funds.

I can get a you quote quickly, if needed. Quotes require proof of income and a few questions about the length of the time you want covered and when you want it to start. Businesses would have similar questions, obviously, using business income as the base. Contact me for any questions you may have.